Thursday, January 14, 2010

Free Auto Insurance Quote Tips

You really want to find the best company to insure your car, but are amazed at the number of cheap car insurance companies that are out there for you to choose from. Below you will find some of the top names to consider and a good place to start in your quest for solid, quality car insurance.

Geico is one of the larger Internet insurers that has an excellent reputation for ease of use, great rates, and quality insurance. You can easily get a quote on-line by filling out a few bits of information, and their menus when choosing policies makes it easy to pick the amount of coverage that is right for you. There are also many discounts offered, including one for insuring more than one piece of personal property with them, such as your house and car. If you need to talk to a live human being, Geico does offer a customer service hotline. All documents can be printed directly from the website, saving wait time for mail.

All-State has a long standing reputation in the industry for being a dependable insurer. They offer multiple discounts for student drivers with good grades, accident free history, and even has accident forgiveness for good drivers. Their rates can be slightly higher, but the payoff is in quality service through local agents. Claims are handled efficiently, and they can also be reached by dialing a customer service phone number.

State Farm, like All-State, has been around for many years and has an upstanding reputation in the industry. Their pay-offs after a wreck are quick, and their local agents are knowledgeable and friendly. The also offer many discounts for insuring multiple items with them, good driver, and for good grades. They offer a customer service line, and have competitive rates.

Progressive is one of the newer on-line companies and offers a unique advantage over many of the others: if you want to compare quotes, you can do this easily because they compare several companies to their own on the web page. Their rates are competitive, they offer many discounts, and are gaining a solid reputation for efficient claims handling and coverage.

Considering these companies will give you excellent start in your search for quality car insurance. The most important thing to remember is to shop around and look for a company with a good reputation. Check out the company’s history, look for reviews on-line and even ask others about their own experiences. This way, when you pick your insurer you will know who is protecting your vehicle. Also remember to ask about your state’s requirements for auto insurance and about any additional discounts that you might be eligible for when you contact your new agent.

Finding the right auto insurance company can be challenging, but if you have done your research this will not be the case. Having peace of mind and good knowledge about the company you choose makes your vehicle ownership much friendlier and allows you to enjoy the ride without worry.

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